Consumer loan agreement template – Can the free legal documents provided on the Internet be a replacement for consulting with an attorney?
In some cases, most definitely.
To provide a simple example: The law in your state may require a written contract for the sale of goods over a certain value. Or for that matter, you may want to give your parent a power of attorney to sell something on your behalf whilst away on holiday. It does not require specialized legal knowledge to compile a bill of sale for a motorcycle, automobile or other goods or to draw up a limited power of attorney.
Likewise, a young person without a lot of assets might want to draft a last will and testament or a living will. For most young people a conventional legal template can be used to create their documents and the forms can be downloaded free from the Internet, without incurring legal costs. Needless to say, it’ll be a different case for a billionaire with several assets and a complex will where consultation with a legal or financial expert is invaluable.
Many parents recognize the need for a medical consent form for a babysitter in the event of a medical emergency. Or they might require a broader temporary guardianship form when their child will be staying with a family member or trusted friend. These sample forms are freely available online.
Free legal documents are especially valuable when they’re also accompanied by legal guidelines on how to complete them.
Even though the law recognizes oral agreements, it always makes sense to get it in writing to avoid arguments over what exactly was agreed upon. Applying sample legal documents to compile your own contracts is not any different to lawyers using their present templates for standard agreements.
Of course there are many instances where you must consult with a lawyer. Again, you may use the free legal files and free legal information available on the Internet to do your preparation ahead and so reduce the consulting time – and hours billed. Please take a look our consumer loan agreement template on the attachment page.
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